Visionary Lending

News & Insights

RSS Hospitality News & Insights
  • Broker, Correspondent, Subservicer Oversight Tools; IMB Cost $11k Per Loan; STRATMOR Survey March 19, 2026
    The FHFA announced that Fannie and Freddie will remove ‘certain’ homeowners insurance requirements which may reduce costs. But what are people saying about where their industry-facing priorities are? Both are focused on leveraging technology and reminding lenders of their existing products. For example, Fannie offers a construction to perm program, as does Freddie Mac, and […]
  • Bonds Ignore Oil in Favor of Repricing The Rate Outlook March 19, 2026
    At almost any moment in March 2026, a glance at the "10yr vs oil price" chart has revealed sufficient correlation to blame the bond rout on the energy price spiral. But the correlation is spotty at times and today is one of the starkest examples. Oil is essentially flat while bonds surged to higher yields […]
  • Mortgage Rates Move Back Up Near Recent Highs March 18, 2026
    Mortgage rates got hit 3 times on Wednesday, with the net effect being a move back up to the highest levels in several months. The average lender isn't quite as high as they were last Friday, but after late-day "reprices" many are fairly close.  The least of the bond market's concerns (bonds dictate rates) was […]
  • Bonds Weren't Prepared For Fed's Inflation Fears March 18, 2026
    Bonds Weren't Prepared For Fed's Inflation Fears If anything, you'd think the market would have been pricing in a hawkish Fed day, given the run up in energy prices. But Powell threw reporters a curve ball during the press conference and instead placed the focus on other categories of inflation that were under the microscope […]
  • Here's What Changed in The New Fed Announcement March 18, 2026
    Available indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, and the unemployment rate has shown some signs of stabilization. been little changed in recent months. Inflation remains somewhat elevated. The Committee seeks to achieve maximum employment and inflation at the rate of 2 percent over the […]
  • Servicing, CRM, BI, QC, HELOC, TBA, Title Products; STRATMOR on Servicing; UAD 3.6 March 18, 2026
    Among the hot topics in the hallways of the ICE Experience is the evolution in data contained in each lien, along with massive appraisal change hitting our biz. I was chatting with Class Valuation’s Mark Walser yesterday about UAD 3.6. (If you’d like a primer on it, and you should, see this write up by […]
  • Overnight Gains Erased by PPI/Oil. Fed on Deck March 18, 2026
    The Producer Price Index (PPI) was this morning's only big ticket econ data and calling it "big ticket" is a bit of a stretch. PPI often passes without a trace, but can occasionally get an obvious response even if it's not a huge response. Today's installment is bigger than normal. If there's a reason, it […]